AI
Hire the builders
Plano, Addison, Irving, and Westlake are staffing applied AI, GenAI platforms, and data roles. Some firms are cutting elsewhere in the same breath.
AI · stablecoins · core
Innovation on Y’All Street
How DFW banks, fintechs, and community institutions are actually using AI, payment stablecoins, and core modernization — plus the compute underneath.
Stablecoins
A bank product now
GENIUS Act (July 2025), OCC proposed rules (Feb 2026). BankChain Alliance — Texas-registered, 2027 target — is the community-bank rail. Dallas Fed just priced the ALM risk. SOT already ran a CU launch.
Core
Allen + Plano vendors
Jack Henry (Allen) and Alkami (Plano) are the local stack for community and regional digital banking — not a coastal import.
Filter
- Market structureDallasAug 26, 2026
TXSE’s first ETP week: Sept 16–18
Three products in three days: Texas Capital TXS and OILT transfer as primary listings (Sept 16), Westwood PWRX launches new (Sept 17), Brookmont ILS transfers from NYSE Arca (Sept 18). Corporate listings still targeted for October. NYSE Texas, meanwhile, just added Westlake (WLK) to a 100+ dual-listing tape.
TXSE - StablecoinsDallasAug 25, 2026
Dallas Fed puts a number on tokenized-deposit risk
Levy and Ramaswamy (Aug 25): tokenized deposits — banks’ on-balance-sheet answer to stablecoins — could shorten deposit duration, lift betas, and cut U.S. maturity-transformation capacity by roughly $580–$700 billion. Instant 24/7 transfers also raise HQLA demand. The hometown Fed just framed the GENIUS-era ALM problem for every Texas community bank scoping a stablecoin or tokenized-deposit program.
Dallas Fed - StablecoinsTexas / nationalAug 25, 2026
BankChain Alliance: industry-owned rails, registered in Texas
August 25: 39 state bankers associations, with the Texas Bankers Association in the lead group, formed BankChain Alliance — an industry-owned, industry-governed blockchain network targeting a 2027 launch. Tokenized deposits, payment stablecoins, smart payments, and automated settlement for banks of all sizes. TBA CEO Chris Furlow: the national effort is registered in Texas. A technology partner is still being selected.
Texas Bankers Association - AIPlanoAug 20, 2026
JPMorganChase’s Data & AI ecosystem runs through Plano
The bank describes a centralized-plus-federated data and AI model. Plano is a named U.S. software-engineer and tech-hub location, with veteran-to-technologist stories and ongoing AI/ML hiring. If there is a single Northeast DFW AI campus in banking, this is it.
JPMorganChase Careers - AIDallasAug 20, 2026
PWRX: a Dallas ETF for AI power demand, listed on TXSE
Westwood’s Salient Enhanced Power & Infrastructure ETF (PWRX) launches September 17 as the first brand-new fund on the Texas Stock Exchange. It is an actively managed play on accelerating U.S. electricity demand from AI, data centers, and reshoring — listed in Dallas, managed from Houston.
Westwood - Market structureDallasAug 18, 2026
TXSE live — listings infrastructure in Dallas
Texas Stock Exchange went live July 2026 with first primary listings in August. NYSE Texas and Nasdaq Texas already here. Market-structure talent, matching-engine ops, and DR (Equinix DA11) are now a Dallas product.
TXSE / Dallas Morning News - Core / digitalPlanoAug 12, 2026
Alkami’s Plano HQ is a digital-banking SaaS node
Alkami builds digital banking for banks and credit unions from Granite Parkway in Plano — the same corridor as JPM and Toyota. Core modernization in DFW is not only Jack Henry; it is a local SaaS employer too.
Alkami - AIAddisonAug 11, 2026
Bank of America hiring GenAI platform engineers in Addison
August 2026 careers listings include Software Engineer III – Generative AI Platform Engineering and AI/BI analytics roles in Addison. The inner-north tech belt (Addison–Plano) is where the large banks are staffing model platforms, not just call centers.
Bank of America Careers - PaymentsDallasAug 11, 2026
MoneyGram ramps to Solana from Dallas HQ
August 11, 2026: Dallas-based MoneyGram said it is bringing ramps to Solana as part of an open global payments network. A hometown payments name sitting on the same digital-asset rails community banks are now being asked to understand.
MoneyGram - StablecoinsRegulated financeJul 1, 2026
SOT Advisory quarterbacked a credit-union stablecoin launch
Steve Stanton’s firm recently ran a stablecoin launch initiative for a large credit union — the exact GENIUS-era work community institutions in Texas are now scoping. Strategy, operations, and technology in one program, not a slide deck.
Steve Stanton on LinkedIn - ComputeMetroplexJun 26, 2026
DFW compute: third-largest U.S. colocation market
CBRE: DFW is the nation’s third-largest colocation market after 40%+ inventory growth, with hundreds of megawatts under construction and most of it pre-leased. Bank AI, fintech inference, and exchange DR all sit on this power-and-land race — including Collin County’s northern edge.
CBRE / D Magazine - Core / digitalAllenMay 19, 2026
Jack Henry: community-bank tech, data, and AI
From Allen, Jack Henry sells the stack thousands of community and regional institutions actually run. 2026 programming (Connect, Bank Director technology survey) puts data, AI, open banking, and digital toolkit integration at the center of how those banks compete.
Jack Henry - StablecoinsU.S. / Texas banksFeb 25, 2026
GENIUS Act is now the U.S. stablecoin rulebook
Enacted July 2025. Payment stablecoins must be 1:1 backed by high-quality short-duration reserves. OCC proposed implementing rules in February 2026; Texas Bankers Association flagged the 376-page NPR for community and regional banks. Full effectiveness targeted around January 2027 (or 120 days after final rules) — the same window BankChain is aiming at.
OCC / Texas Bankers - StablecoinsNational (Texas institutions in scope)Dec 15, 2025
OCC trust charters for Circle, Paxos, and peers
December 2025: OCC conditionally granted national trust bank charters to Circle, Paxos, and other nonbank issuers. Banks and credit unions now have a federal on-ramp to issue or partner on payment stablecoins instead of watching from the sideline.
Brookings - AIIrvingDec 10, 2025
Wells Fargo: incremental AI in 2026, plus cuts
The firm told investors it would introduce AI incrementally through 2026 to lift operational efficiency — and signaled more job cuts in the same breath. Irving is simultaneously posting Lead Applied AI and GenAI/agentic roles. That is the real DFW tape: hire the builders, shrink the run-the-bank layer.
Yahoo Finance
Steve’s read
Short excerpts from LinkedIn. Full pieces live on his profile.
Jul 30, 2026
3 Ways to Lose. Just way to win.
Build out practical AI solutions to real business problems. Put in proper guardrails and “control panes” to ensure governance. “Right size” your investment in new capabilities, matched to the business needs and process owners that will both benefit and ensure alignment/control.Read on LinkedIn
Jan 12, 2026
Dumbing Down Intelligence
Computers already do some things WAY BETTER than humans. AGI and human intelligence have SOME overlap in the Venn diagram. AGI is complementary to human intelligence.Read on LinkedIn
Jan 30, 2026
Wright, Wrong and Moore's Laws
As the cost of compute continues to fall... We buy MORE. Not just more units, but more in aggregate dollars spent. This is Jevons Paradox: improvements in efficiency of resource use tend to increase (not decrease) overall consumption of that resource.Read on LinkedIn
Jul 1, 2026
What SOT actually does
What is “SOT”? Strategy, Operations and Technology. It’s a cross-functional consulting firm. We drive innovation in regulated finance orgs. We work with licensed banks & credit unions, partner with fintechs… Recently quarterbacked a stablecoin launch initiative for a large credit union.Read on LinkedIn